Banking Law

Munsch Hardt's Banking Law group represents domestic and foreign banks as well as other regulated financial institutions in connection with complex lending and factoring transactions including secured and unsecured facilities. Our attorneys also handle the restructuring of loans, foreclosure and collections, lender liability litigation, regulatory matters, and insolvency and bankruptcy matters. We also assist banks and other financial institutions in assessing compliance with federal and state banking laws; rules and regulations governing bank operations; and laws governing bank deposits, remote deposit capture, paper check transactions, Automated Clearing House (ACH) electronic payment processing, credit card processing, usury and consumer finance.

• Representation of a Louisiana state bank regarding compliance with Texas consumer credit laws.
• Representation of a state bank in connection with Automated Clearing House (ACH) and electronic payments law compliance.
• Representation of a national bank compliance with Texas home equity lending laws.
• Representation of a Texas state bank regarding usury and interest rate law compliance.
• Representation of a Texas based national bank regarding lending limit compliance.