 OverviewRyan is a trial-tested attorney who represents policyholders in high-stakes insurance disputes, helping businesses turn insurance rights into financial recovery. She brings deep industry insight and sharp litigation instincts to every matter, advocating for commercial insureds across sectors when coverage is denied, delayed, or underpaid. Drawing on significant courtroom experience, Ryan takes a proactive, risk-aware approach to litigation. She understands that insurance coverage disputes are not just legal problems; they’re business risks. Whether the issue involves property damage, liability claims, or business interruption losses, Ryan works closely with compliance officers, risk managers, and in-house counsel to align legal strategy with operational objectives and long-term goals. From pre-suit negotiations through trial, Ryan leads clients through complex disputes involving property and casualty policies, CGL, D&O, E&O, and excess coverage. Her approach is both aggressive and pragmatic: meticulous in preparation, creative in argument, and laser-focused on outcomes that maximize recovery and support the client’s broader business strategy. She also advises on insurance programs, coverage reviews, claims strategy, and policy interpretation – helping businesses identify and manage coverage gaps before a claim is ever made. Before joining Munsch Hardt, Ryan was counsel at a Texas-based firm where she defended a private university in high-profile Title IX litigation involving allegations of sexual assault. She began her legal career at a Houston boutique, representing insurers in first-party coverage disputes, bad faith litigation, and coverage investigations. Ryan currently serves as President-Elect for the Alumni Association Board of Directors for South Texas College of Law Houston, and was recently named co-chair of its Student Engagement Committee. Memberships
- South Texas College of Law Houston Alumni Association (President-Elect, 2026-present; Student Engagement Committee Co-Chair, 2025-present; Board of Directors, 2021-present)
- State Bar of Texas (Insurance Section; Litigation Section)
- Women in eDiscovery (2019-present)
OverviewRyan is a trial-tested attorney who represents policyholders in high-stakes insurance disputes, helping businesses turn insurance rights into financial recovery. She brings deep industry insight and sharp litigation instincts to every matter, advocating for commercial insureds across sectors when coverage is denied, delayed, or underpaid. Drawing on significant courtroom experience, Ryan takes a proactive, risk-aware approach to litigation. She understands that insurance coverage disputes are not just legal problems; they’re business risks. Whether the issue involves property damage, liability claims, or business interruption losses, Ryan works closely with compliance officers, risk managers, and in-house counsel to align legal strategy with operational objectives and long-term goals. From pre-suit negotiations through trial, Ryan leads clients through complex disputes involving property and casualty policies, CGL, D&O, E&O, and excess coverage. Her approach is both aggressive and pragmatic: meticulous in preparation, creative in argument, and laser-focused on outcomes that maximize recovery and support the client’s broader business strategy. She also advises on insurance programs, coverage reviews, claims strategy, and policy interpretation – helping businesses identify and manage coverage gaps before a claim is ever made. Before joining Munsch Hardt, Ryan was counsel at a Texas-based firm where she defended a private university in high-profile Title IX litigation involving allegations of sexual assault. She began her legal career at a Houston boutique, representing insurers in first-party coverage disputes, bad faith litigation, and coverage investigations. Ryan currently serves as President-Elect for the Alumni Association Board of Directors for South Texas College of Law Houston, and was recently named co-chair of its Student Engagement Committee. ExperienceTrial Victory + Insurance CoverageRepresented a midstream energy operator in a complex, multi-insurer coverage dispute in Harris County, Texas. Following summary judgment on coverage, the team secured a final [more]Represented a midstream energy operator in a complex, multi-insurer coverage dispute in Harris County, Texas. Following summary judgment on coverage, the team secured a final judgment exceeding $20 MM against two insurers, including damages, statutory and prejudgment interest, and attorneys’ fees, enforcing both defense and indemnity obligations under layered policies. [less]Freeze Damages + Commercial Property + First-Party InsuranceRepresented a property developer in a declaratory judgment against market and domestic insurance carriers to recover damages for business income [more]Represented a property developer in a declaratory judgment against market and domestic insurance carriers to recover damages for business income loss, extra expenses, and water damages caused by a severe freeze to a luxury university dorm. [less]Secured Defense CounselSuccessfully obtained defense coverage from insurance carrier for breach of contract claims in a suit filed against a landlord by a tenant, while pursuing the affirmative claims against the tenant. Insurance + Bad Faith LitigationRepresented numerous insurers, adjusters, and policyholders in high-exposure insurance coverage, bad faith, and contract litigation. Secured Defense CounselSuccessfully obtained defense coverage for a client for liability claims arising from commercial property damage during a Derecho. Insurance LiabilityDefended a Fortune 50 company in mass litigation following weather events across the state of Texas. Involved in all aspects of litigation in both state and federal courts. Fraud + Breach of ContractServed as second chair at trial that secured a full defense verdict for defendant in a Harris County jury trial based on arson, fraud and misrepresentation defenses asserted in response to [more]Served as second chair at trial that secured a full defense verdict for defendant in a Harris County jury trial based on arson, fraud and misrepresentation defenses asserted in response to allegations of breach of contract, bad faith and malicious prosecution. [less]Fraud + Insurance LiabilityParticipated in extensive investigation of a complex fraud scheme involving two principals and numerous business entities, which were determined to have participated in organized insurance fraud. Insurance LiabilityEarned a full defense verdict for insurer in a jury trial based on arson, fraud and misrepresentation defenses asserted in [more]Earned a full defense verdict for insurer in a jury trial based on arson, fraud and misrepresentation defenses asserted in response to allegations of breach of contract, violations of DTPA, bad faith and malicious prosecution. [less]
[more]NewsroomSpeech Texas Council of Administrators of Special Education (TCASE) Interactive Convention Speech 50 Years of Title IX Webinar Series Speech 50 Years of Title IX Webinar Series Speech Region 4 Education Service Center
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